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Saturday, 27 November 2021

National Health Mission (NHM) Narmada has Recently Invites Application For the 66 Community

National Health Mission (NHM) Narmada has Recently Invites Application For the 66 Community

Health Officer Recruitment 2021, Eligible Candidates Apply Online Before 05/12/2021. For more details please read official notification, educational qualification, age limits, application fees, selection procedure, eligible criteria. Keep visiting GujaratRojgar.In for more jobs and study material updates.

NHM Total Posts :-

  • 66 Posts

NHM Posts Name :-

Community Health Officer (CHO) Posts

NHM Educational Qualification :-

First Preference given to B.A.M.S / GNM / B.Sc Nursing With SIHFW Course Vadodara Bonded Candidates.

CCCH Course / B.Sc Nursing / Post Basic B.Sc Nursing Course July 2020 Or After July 2020 B.Sc Nursing Pass Candidates.

NHM Age Limit :-

Maximum 40 Years.

NHM Location :-

Narmada, Gujarat, India

NHM Apply Mode :-

Apply Online

NHM Selection Procedure :-

Candidates will be selected based on merit.

NHM Important Dates :-

Online Application Start From : 22/11/2021
Online Application Last Date : 05/12/2021

Official Notification: Click Here

Apply Online: Click Here

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Tuesday, 2 November 2021

Diwali Rangoli, rangoli designs, and how to make a rangoli

Rangoli, a prominent society craftsmanship, is made in homes amid favorable events crosswise over India. Known as Kolam in the south to Alpona in West Bengal, these vivid outlines are most mainstream amid noticeable celebrations.

Hello everyone. Good Morning to all readers. Rangolis are nothing but handcrafted designs which has been curved out with love and sanctity. They mark the generosity of an auspicious occasion.

Diwali Rangoli, rangoli designs, and how to make a rangoli :

Rangoli is an integral part in the dazzling celebrations of Diwali. The age-old tradition is a fascinating art which requires a high amount of meticulousness, artistic sense and creativity. Read on to know more about it. Click here to refer this page to your friends and relations and include them in the joyous festivity.

Download Diwali Rangoli Design pdf Book : Top 100+ # Rangoli Designs Ideas, Images, Photos, Easy Freehand Patterns for Diwali 2021 & New Year 2022

Pension app provide pension Information state wise which information collected from govt website which is publicly available, We are not a govt  bodies of India, user can choose own state and make their dashboard according their preferences for old pensioner, widow pensioner, Handicap pensioner and many more pension related information.

Mutual funds are an ideal way of investment where an investor may choose to invest in a fund and asset of his choice, be it equity debt or gold. Professionally managed by financial experts, these funds help you create wealth in a tax-friendly way. Investments are flexible and give you an array of choice to buy, mix, churn, transfer or redeem conveniently.

But when we visit any Asset Management Company (AMC) website we come across various terms and jargons that are difficult to understand. So, let us go through the below-mentioned terms to get a clearer insight and understanding of the world of mutual funds.

AMC (Asset Management Company)
Asset Management Company is the company that manages funds of individuals. A mutual fund is a trust registered under the Indian Trust Act. It is initiated by a sponsor. A sponsor is a person who acts alone or with a corporate to establish a mutual fund. The sponsor then appoints an AMC to manage the investment, marketing, accounting and other functions pertaining to the fund. Various funds can be introduced by a single AMC according to investment objective. It is a pool where funds are collected and invested professionally and the returns are distributed proportionally. In India all AMCs are required to get themselves registered with SEBI before starting its operations.

NAV (Net Asset Value)
Net Asset Value or NAV often heard and a familiar term when we talk about mutual funds. Most of us have heard this term and use it on and off but very few of us know what exactly this term connotes and how is it interpreted. In a layman’s language it is the price per share or unit of a mutual fund. As stocks have a share price, mutual funds have NAV. If we are buying 100 units of a mutual fund then we buy it at its NAV. Though share price fluctuates throughout the day at exchanges, the NAV does not change. NAV of a fund is calculated at end of the trading day.

NAV is calculated as: (Assets of the fund-Liabilities of the fund)/Number of outstanding units of the fund

It is the indicator of the fund’s performance over a period of time. If one tracks the NAV of a fund over a specific period he/she may be able to gauge how the fund has been performing and take investment decisions. A lower NAV does not mean that the fund is not doing well or a fund with a higher NAV is performing better. Absolute comparison is not the means by which two funds should be compared, the relative growth should be taken into account for the same period to ascertain fund performance and should be used to take investment decision.

Growth Option
Mutual funds come with growth option and dividend option. Under the growth option whatever interests, bonus, gains and dividends the fund earns is not paid out or distributed amongst the investors. It is ploughed back and re-invested in the scheme itself. This gets reflected in the NAV of the scheme, no interim payments whatsoever are made out of the fund holdings. The investor gets the return only upon redeeming the fund. The NAV of the growth option and dividend option of the same scheme varies a lot. The NAV of the growth option is much higher than the dividend option as no pay-outs are made.

If one is opting for an equity based mutual fund then the growth option is quite suitable as regards wealth creation. As no interim payments are made the benefit of compounding is enjoyed by the investor.

And also as per tax perspective long term capital gains from equity investment is non-taxable. But in case the fund is redeemed within one year then the tax rate is applicable as per investor’s current tax slab.

Dividend Option
Dividend option in a scheme indicates that there would be intermediate payments to the investor in form of dividends. The rate and time of payment though is not pre-fixed, it depends entirely on the fund performance. Say the NAV of the fund rises from Rs. 11 to Rs. 13, then investors may be paid Rs. 1.5 as dividend. Post dividend payment the NAV would fall to Rs. 11.5 from Rs.13.

In this option, there are two sub options: Dividend Pay-out and Dividend Re-investment. In dividend pay-out the investor receives dividends in form of cash pay-out but in the latter option no cash is paid instead the dividends are re-invested and additional units are bought and credited to investor account.

This option is best suited for investors looking for short term investment, as dividends are not taxable in hands of the investor, though a dividend distribution tax is paid by the fund.

Asset Allocation
Asset allocation is the asset mix of equity, fixed interest rate instruments and cash or cash equivalents. The asset allocation of any fund depends upon the type and objective of the fund. The asset mix is thus decided by the fund manager. There may be pure equity funds, balanced funds, debt funds, money market funds etc. To know the asset allocation of any fund the investor may read the offer document and fund details before investment to make a proper choice according to individual risk appetite and investment objective.

The three S — SIP, STP, SWP — The terms are very familiar but to know the true meaning let’s read through.

SIP (Systematic Investment Plan)
This is the Systematic Investment Plan option and one of the favourite terms of mutual funds representative. SIP gives investors the liberty to invest in a scheme on a monthly basis with as little as Rs. 500 a month like bank recurring deposits. Every month fresh units are bought with the monthly payments of the investor at prevailing NAV of the day at the date chosen by the investor say 5th of every calendar month. The amount gets deducted automatically from the bank account of the investor. An ECS mandate needs to be submitted at time of investment with bank details, amount and specified date. This saves time and hassle of the investor from remembering date every month. It also helps him enjoy the market fluctuations as the investment is not done as lump sum. The rupee cost average mechanism helps him purchase units at different NAV. If the market falls he gets higher units and if the market rises he makes money on all the units purchased previously.

STP (Systematic Transfer Plan)
Systematic Transfer Plan gives the investor a leverage to utilise his funds in a disciplined manner. Say somebody decides to invest 10 lakh rupees in equity mutual fund, then instead of investing at one go, he may put the entire amount in debt fund of the same fund house and opt for STP. In this case every month or week as he decides a pre-determined sum shall be transferred to equity fund. The entire amount gets transferred to equity fund over a span of time safeguarding the investor from market volatility. It is quite flexible. After a certain time say 5 years again if one feels that he has accumulated enough in the equity fund he may opt for STP from equity fund to debt fund.

SWP (Systematic Withdrawal Plan)
Systematic Withdrawal Plan as the name suggests gives investor an option to withdraw his accumulated fund over a span of time. It may also be used as pension for individuals. For instance a person starts SIP with a meagre sum of Rs. 5000 a month at the age of 30 and continues investing till the age of 60; his investment would be Rs. 18 lakhs whereas at a CAGR of 12% the accumulated wealth would stand at Rs. 1.5crore. From here he may choose to withdraw a monthly pre-determined amount at a pre-determined date. It would be as good as pension payments.

NFO
New Fund Offer is similar to an IPO of any company. It is an offering made to public to raise capital for a particular scheme. The offer is open for a stipulated time at unit price of usually Rs.10. After the offer is closed, anyone who intends to opt for the fund can only do so at the NAV. Whenever a new scheme is launched by an AMC it is done through NFO route to raise capital from public to buy equities, bonds etc.

FMP (Fixed Maturity Plans)
Fixed Maturity Plans are closed ended funds. By closed ended we mean that the scheme remains open for a specific time period and post that no further investment can be made in the fund. Neither the fund can be redeemed before maturity. It is popular because of its tax treatment. Most FMPs are issued for a period of more than 365 days, to make it lucrative by lowering long term capital gains tax. Somebody who is in the highest tax bracket stands to gain as long term capital gains tax of 10% without indexation and 20% with indexation would be applicable. So when it is compared to a bank FD, an investor gains on tax perspective. But the biggest difference is that there is no guarantee of returns and capital protection. In a Fixed deposit the capital is safe and the return is guaranteed. No pre-mature withdrawals can be made from FMPs. Hence this instrument works out to be beneficial only for people who fall in the highest tax bracket.

AUM (Asset Under Management)
Asset Under Management means the total sum of investors which the AMC is controlling. It is the total size of assets which these AMCs manage for their client. An AUM of an AMC is the sum of total assets held less its liabilities. These funds are used to transact and buy shares, bonds etc. on behalf of its client. Once the contribution is made by the client, his fund can be used to buy or sell shares by the fund manager without his permission. AUM keeps fluctuating due to fresh investments and redemptions done on a daily basis. AUM is one of the biggest parameter to attract new customers by the AMC. The larger the AUM, it reflects trust of investors and sound fund performance of the AMC. If the AUM is too new and small, people are sceptic to invest with such companies.

Benchmark Index
Performance is good, better or best can only be ascertained if there is a tool to compare two things. Similarly whether a fund is doing well or not can be said only if we compare it to an underlying benchmark. A pure large-cap equity fund is usually compared to BSE-Sensex or NSE-Nifty. If in the same period say Sensex or nifty generated a return of 10% whereas the fund was able to give a return of 12% it is said that the fund has outperformed its benchmark index and is considered a well performing fund. All funds have a benchmark index to be compared with, be it equity or bond. An individual should always understand the fund performance in accordance to its benchmark before investing.

Load
There are two types of load, Entry load and Exit load. To meet the administrative and operating expense of a fund when any charge is collected at time of investment it is called Entry load and if the charge is collected at time of redemption it is called Exit load. All funds do not charge loads. It depends upon fund to fund.

The above mentioned terms will help understand mutual funds better. Making investors not just take investment decision but informed investment decisions.

Download Rangoli Design Pdf Book Here

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Thursday, 28 October 2021

Gujarat Postal Circle Recruitment 2021, Apply for 188 MTS & Other Vacancies @ indiapost.gov.in

 Gujarat Postal Circle Recruitment 2021, Apply for 188 MTS & Other Vacancies @ indiapost.gov.in

Gujarat Postal Circle Recruitment 2021: India Post has released notification (No. R&E/1-1/ DR/Sports Quota/2021) for Direct Recruitment of Meritorious sportsperson. They seek applications of eligible candidates from open market under Sports Quota for Gujarat Postal Circle vacancy. These 188 vacancies are assigned for the following Group C posts like Postal Assistant/ Sorting Assistant, Postman/ Mail Guard & Multi-Tasking Staff (MTS) Posts. Applicants who had passed Class 10th/ Class 12th from recognized board are advised to use this opportunity to apply for Gujarat Post Office recruitment. The Last date to submit the application form this current job openings is 25.11.2021.

Details of Gujarat Post Office Recruitment 2021Organization NameIndia Post – Gujarat Postal CircleAdvertisementR&E/ 1-1/ DR/ Sports Quota/ 2021Job NamePostal Assistant/ Sorting Assistant, Postman/ Mail Guard & Multi-Tasking Staff (MTS)Job LocationGujaratTotal Vacancy188Notification Released Date25.10.2021Last Date to Submit the Application25.11.2021Official Website indiapost.gov.in

Gujarat Postman Vacancy 2021 DetailsName of the PostNo of VacanciesSalaryPostal Assistant/ Sorting Assistant71Rs. 25500 to Rs. 81100Postman/ Mail Guard56Rs. 21700 to Rs. 69100Multi-Tasking Staff61Rs. 18000 to Rs. 56900Total188

Educational Qualification for India Post Jobs

  • Applicants should have passed Class 10th/ Class 12th from recognized university.
  • Check advertisement for more details.

Age Limit (As on 25.11.2021)

  • MTS: 18 years to 25 years.
  • Other Posts: 18 years to 27 years.
  • Refer notification for age relaxation.

Selection Process

  • Mode of selection will be based on academic & sports qualification.

Application Fee

  • Application fee is Rs. 100.
  • Payment Mode: E-Payment in the name of CPMG Gujarat Circle National E-Biller ID No 70140.

Apply Mode

  • Applications should submit through registered post/ speed post.
  • Address: The Assistant Director (Recruitment), Office of the Chief Postmaster General, Gujarat Circle, Ahmedabad – 380 001.

Steps to Apply for Gujarat Post Office Recruitment 2021 Notification

  • Go to official website indiapost.gov.in.
  • Click on Notification for appointment of Meritorious Sports persons in Gujarat Postal Circle in the cadre of Postal Assistant/ Sorting Assistant, Postman/ Mail Guard & Mukti Tasking Staff – Gujarat Circle in Recruitment.
  • Notification will open, read it & check eligibility.
  • Download the application form.
  • Fill the application form carefully.
  • Submit the filled form through prescribed mode.

Visit www.indiapost.gov.in to get more job opportunity @ India Post. Educational qualification, age limit, selection process, apply mode & steps to apply have prescribed above. For latest updates, visit rkhack.com

Gujarat Postal Circle recruitment 2021 notification & application form are opened from 25.10.2021 @ www.indiapost.gov.in. Candidates who are seeking for Central Government jobs in Gujarat may apply for this Gujarat Postal jobs. Applications should be in prescribed format. Selection will be based on educational qualification & sports qualification. Candidates should hold a valid licence of two-wheeler or Light Motor Vehicle to apply for this Gujarat Postman recruitment 2021. Selected candidates will be placed at Gujarat. More Details of Gujarat Postal Circle Recruitment, selection list, merit list, results & upcoming notices will be uploaded at official website.


More Detail : Click Here

OFFICIAL NOTIFICATION & APPLICATION FORM: DOWNLOAD HERE


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Tuesday, 26 October 2021

Rajkot Municipal Corporation 637 Apprentice Recruitment 2021

Rajkot Municipal Corporation 637 Apprentice Recruitment 2021


Rajkot Municipal Corporation - RMC published an official notification for Recruitment of Trade Apprentice posts. Eligible candidates can apply for this recruitment. You can also view official notification and other important facts about this recruitment e.g. Important links and Important dates.

Job details

No. of Posts: 637

Name of posts: Apprentice

Eligibility Criteria:
Educational Qualification
ITI Passed in related trade.

Selection Process
Final Selection will be based on personal interview.

How to Apply
Interested and Eligible Candidates can apply online by below mentioned link.

Important Dates
Application start from: 18/10/2021
Last date for application: 30/10/2021

Important Links
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Monday, 25 October 2021

how to add your business on google maps

how to add your business on google maps

When you add a enterprise to Google, it can assist carry in new clients and streams of revenue.

You can personalize your Google Business web page with hours, photos, services, and more.

When you add a place or provider region for your business, it will become searchable on Google Maps.

Adding your enterprise to Google - whether or not it is a restaurant open to the public or a hair salon run out of your domestic - is an necessary step to attain customers, make connections, and in the end develop a profitable business.

It additionally offers your enterprise an air of legitimacy, and makes it searchable by way of Google Maps.

Here's how to add your commercial enterprise to Google, and customise your enterprise page.

How to add a commercial enterprise to Google
Note that the specific sequence of steps may additionally fluctuate relying on which choices you make on every page, and what variety of enterprise web page you are creating.

1. Go to Google's My Business
Go to Google's My Business web page https://www.google.com/business/ and log into your commercial enterprise account. Or, create a Google account for your commercial enterprise through touring the Google sign-in web page and deciding on Create account.

2. Search Your Business 
From the My Business homepage, click on Manage now and on the subsequent screen, enter your business' title into the search bar. In the drop-down underneath the search bar, pick Create a enterprise with this name.

Note: If your commercial enterprise identify and tackle seems in the drop-down already, that ability your enterprise has already been listed and you may want to declare it as your very own - if it truly is the case, pick out this choice and comply with the prompts to declare your business.


3. Enter Your Business Title

On the subsequent page, enter your Business title and Business class (such as restaurant, retail, barber shop, etc.). Then, pick out Next. You'll be capable to add extra classes later on.

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4.Select Your Business Area

Next you may want to pick out whether or not you desire your business' area to show up on Google Maps. If you are including a restaurant or different commercial enterprise it truly is open to the public, being on Google Maps is relatively useful. But if you are simply including a small commercial enterprise run out of your house, preserving that region personal may be a right idea. Select Yes or No and hit Next. Read also: Mahindra Finance launches "Shubh Utsav"Two month unique festive Offers on Vehicles loans.

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5. Fill out the applicable records

If you selected to add your commercial enterprise to Google Maps, the subsequent display will ask you to enter your commercial enterprise address. If you selected to maintain your specific vicinity private, then the subsequent display will ask you to enter your carrier area(s). Fill out the applicable records and choose Next.

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6. Enter internet site

Enter the smartphone variety and internet site related with your commercial enterprise and click on Next.

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This is an important option, as businesses that don't have a physical location won't show up in Google Maps. Read Also: Best 10 Hotel Booking App In India 2021

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Quick tip: If you do not already have a website, you can pick out Get a free internet site based totally on your data to have Google mechanically create a internet site for you.


7. Google Business to ship you updates

On the subsequent page, select whether or not or now not you favor Google Business to ship you updates and hints for your business, and hit Next.

how to add your business on google maps www.techmexo.com


8. Enter your tackle

If you selected no longer to grant a commercial enterprise address, you may want to enter your non-public mailing tackle to confirm your business. This tackle will now not be seen to the public. Enter your tackle and hit Next, or pick out Verify later.


You can then add the locations that you serve, at a city, state, or country level.

how to add your business on google maps www.techmexo.com


9. pick out a technique to confirm your business 

Click the drop-down to pick out a technique to confirm your business. Depending on your kind of business, solely some verification strategies may additionally be handy to you. For example, you may also see Postcard by means of mail listed as the solely accessible method. Read also: Real-time GPS navigation & local suggestions for food, events, & activities



Here are all the approaches that you can confirm your identification to Google:


By mail. Google will ship a bodily postcard that consists of a verification pin, which you will then use to confirm online


By phone. Google will name you, and supply a verification code over the phone. This is solely reachable for sure businesses.


By email. Google will ship you the code over email. Again, this is solely on hand for positive businesses.


Bulk verification. If your enterprise has over 10 locations, you will have to put up an greater shape to have them all proven at once. To do this, when you click on "Get verified," click on "Chain" afterwards and enter all your info. Google will then take up to a week to procedure the request.


Instantly. If you have a Google Search Console account, and your business' internet site is established thru Search Console, you can affirm your account instantly. Some enterprise classes don't seem to be allowed to do this.


10. set up your Google My Business page

Next, you may be taken via a sequence of prompts to set up your Google My Business page. You can add your offerings and commercial enterprise hours, set messaging permissions, write a enterprise description, add photos, and declare a $100 marketing savings via Google Ads.

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11. You can add extra information

Once you have entered all the integral records to set up your business, you will be taken to your Google My Business account web page the place you can add extra information, like a commercial enterprise emblem and co-managers.

how to add your business on google maps www.techmexo.com


12. Google My Business Dashboard

Once you have performed your list you will have get admission to to your Google My Business dashboard. From right here you can replace your commercial enterprise details, add opening hours, images/photos, your enterprise description, any sub-categories that your commercial enterprise falls into and a good deal more.

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13. How to affirm your Google My Business account

You ought to affirm your Google My Business account in order to good control it, which can be carried out through getting into a code that will be despatched to the enterprise tackle in a postcard.

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14. The quit result

Once your account is up and going for walks you will acquire a affirmation email. Your clients can now locate your commercial enterprise throughout Google.

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15. Bonus Step: Bing Places

To similarly make bigger your visibility you can import your Google My Business important points into Bing Places. This is Bing's equal to Google My Business, permitting your enterprise to exhibit up in Bing Maps as nicely as Bing's neighborhood search results.

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You can additionally sync your Bing Places account to make sure any modifications made to your Google My Business checklist are additionally up to date in Bing. 

how to add your business on google maps www.techmexo.com

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